Big Plan Services
Risk Management
Easy Administration
Excellent Choices
Plan Design Flexibility
A 401k Solution that Makes Sense
Smart Business Sense
Why sponsor your own 401(k) plan when you can become an adopting employer of ours? Join our PEP and you may be able to reduce your work and exposure, improve your pricing and services, and offer a first-class 401(k) benefit to your employees.
Reno + Sparks Chamber of Commerce 401(k) PEP
Makes Sense
If you are looking for a great retirement plan for your employees that also makes sense as a business owner or HR director, we believe you’ve come to the right place.
Fiduciary Shield
Our PEP structure aims to protect you and your business against lawsuits, operational errors, and Department of Labor (DOL) and IRS audit failures.
Administrative Support
In our PEP, we, along with our partners, handle the day-to-day heavy lifting so you have that time to focus on your business.
Consolidated Government Reporting
In a PEP, a single Form 5500 and audit are filed at the PEP level. That means you don’t have to file your own IRS Form 5500 or do your own audit!
Open Architecture Investment Platform
With access to major fund families, the investment menu will reflect leading options for various asset categories.
Better Share Classes
By pooling resources together in our PEP, we can make available low cost share classes that small-and medium sized business sometimes can’t access.
Better Value
We use our size to negotiate pricing and services from the retirement providers available. All fees are transparent so you can make the best decision for your company.
Your Plan
Design Options
We use our size to negotiate pricing and services from the retirement providers available. All fees are transparent so you can make the best decision for your company.
Eligibility Timing
Within our PEP, you choose how quickly you want employees to participate in your plan. Coordinate with your other benefit offerings or adjust to meet your competition, you get to choose.
Enrollment Experience
Choose a traditional enrollment experience or choose automatic enrollment and/or progressive savings.
Safe Harbor Designs
If you have failed 401(k) nondiscrimination tests in the past, a safe harbor design may be for you. We’ll review your options and help you pick an option that is right for you.
Employer Contributions
Each company gets to select whether to contribute some of their own money to the plan and if so, how much. We’ll help you design a contribution to accomplish your objectives.
Vesting Schedule
Your vesting schedule determines how quickly your employees “own” the money you put into the plan. You can choose from an immediate vesting schedule or delay the vesting over as much as a six year period.
Join Us
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© 2025 Ameritas Mutual Holding Company. This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp. & Ameritas Life Insurance Corp. of New York, (licensed in New York). Each company is solely responsible for its own financial condition and contractual obligations.