Join A 403(b) Plan That Delivers
Joining the Americas 403(b) PEP not only offers bigger benefits at a great price, but getting started is also as easy as 1, 2, 3!
As an adopting employer of the Americas 403(b) PEP, you’ll get corporate benefits at a great cost, while retaining all the flexibility to design your own plan. Because TRGF takes over as the Plan Administrator, as a non-profit leader, you’ll have less work and less risk. Good news? Great news! But even more important, your employees will also have a great plan that will help them get ready to retire.
With better plan pricing, more of their money should be working for them. With an open architecture platform and professional advisors, they’ll have access to a variety of investment options. And with our combination of technology and service-first attitude, they’ll get all the help they need.
You can realize all the benefits of being part of a PEP without losing any flexibility. And that is especially true when it comes to the options within your plan. When well designed, your plan can play an integral part of a strategic compensation package for your employees. As your 403(b) administrator, we will individualize your plan design to meet your organization’s objectives and help your employees prepare for retirement.
If you’re sponsoring your own plan, you may have a lot more risk than you know. By participating in the Americas 403(b) PEP, you’re able to reduce that risk significantly because you are not in the plan sponsor seat. And with all the lawsuits and increased DOL and IRS activity, that’s a huge relief! Think of the PEP as a risk management tool for you and your non-profit - with the bonus of it being a fantastic benefit for your employee too. Win-win.
Doesn’t having less day-to-day administrative tasks sound heavenly? That’s what it’s like for adopting employers of the Americas 403(b) PEP. You can outsource many of the operational tasks of running a retirement plan like approving distributions and loans, filing a Form 5500, overseeing an audit, or reviewing the investment menu. Leave the work to our experts!
Does your current investment menu measure up? We use an “open architecture” platform that allows us to craft an investment menu from a large number of options and fund families.
We provide a ton of value by giving you more services for your money and by keeping your plan fees low. We can leverage the plan’s size and efficient administration to negotiate better prices with plan providers and to access lower-cost share classes.
While PEPs create an umbrella structure, under the umbrella, each organization can do its own thing. That means that you can customize your plan to meet your specific budget and organization objectives. You can have all the benefits of a PEP structure without any downsides.
It’s not often that you can enjoy amazing customer service and smart and engaging systems and technology. We’ll delight your employees with our online experience and customer support that will take the mystery out of investing for retirement.
There are just three easy steps to join the Americas 403(b) PEP . And, of course, throughout this process, you always have access to the expertise and support provided by our expert team.
Things start with a consultation on your plan design, which is done by Ameritas plan design professionals. They will review your organizational structure and provide specialist advice on both plan design and regulatory issues. They will then prepare your adoption agreement.
Now that your adoption agreement is complete, Ameritas will begin to implement your plan. They will be in contact to plan a communication strategy for your new retirement plan. This plan may include things such as on-site visits, webinars, and customized print and electronic materials.
If you have an existing retirement plan, we will begin the process of transferring it into the Americas 403(b) PEP; Ameritas will work on collecting all necessary data from you and your prior provider. They will also need to obtain transfer approval, notify your participants, and re-invest your transfer.